Effective Date: 06 October 2023
General Lending Pty Limited (ABN: 48 669 887 558), hereinafter referred to as "we," "us," or "our," is committed to protecting your privacy and the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your information in accordance with Australian privacy laws.
1. Information We Collect
We may collect the following information:
Personal Information: Name, contact information, date of birth, and other identifying details.
Financial Information: Income, assets, liabilities, and credit history.
Employment Information: Employment status, occupation, and employer details.
Transaction Information: Details of your financial transactions with us.
Information from Third Parties: We may obtain information from credit reporting agencies, service providers, and other sources.
2. How We Use Your Information
We use your information for the following purposes:
To assess and process loan applications and financial services.
To communicate with you regarding your applications, inquiries, and accounts.
To comply with legal and regulatory requirements.
To improve our products and services.
To prevent fraud and protect against security risks.
3. Information Sharing
We may share your information with:
Lenders and credit providers for the purpose of securing loans or financial services.
Service providers who assist us in the loan application and underwriting process.
Legal and regulatory authorities when required by law.
4. Security
We employ security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. We maintain physical, electronic, and procedural safeguards.
5. Your Choices
You may request to access, update, or delete your personal information in accordance with the law. To exercise your rights, please contact us using the information provided below.
6. Changes to this Privacy Policy
We reserve the right to update this Privacy Policy to reflect changes in our practices and legal requirements. Any updates will be posted on our website.
7. Contact Us
If you have questions, concerns, or requests related to your privacy or this Privacy Policy, please contact us at:
General Lending Pty Limited
P.O. Box 541 Kellyville, NSW, 2155
0410 910 232
taraz @ generallending.com.au